The skiing season is nearly upon us and bookings at popular ski resorts in Europe and North America are being made at travel agencies and online web sites. Insurance when skiing is essential; now a leading travel insurance company is refusing to offer cover for skiers who do not wear a helmet on the slopes. This is thought to be the first time that a British insurer has adopted tis sort of condition but, Essential Travel said customers who have an accident and are proven to have been skiing without head protection face having their policy invalidated. This is all part of a campaign called “Use Your Head” which was launched in 2010 following the death of Natasha Richardson a year earlier.
Not everyone is happy about wearing a helmet, but the latest figure show that around 77 per cent of British skiers now claim to wear a helmet on the slopes, up from 62 per cent in 2010. Helmets will not stop serious injuries, but they do lower the risk of fatalities and that is thought to be reason enough to impose the compulsory wearing of helmets’. Of course it cannot be proved that a person was wearing a helmet in the case of an accident, but medical records and doctors’ notes could reveal this. The travel industry believes that many other insurers will follow the lead of Essential and it may become a condition of taking out skiing insurance.